Welcome to Neikoles Agency. By accessing or using this website, you agree to these Terms & Conditions.

Website Purpose

This website provides educational information about insurance products and services offered through Neikoles Agency.

The information on this website is intended for general informational purposes only and should not be considered legal, financial, tax, or medical advice.

Insurance Information

Insurance products, benefits, premiums, availability, and eligibility requirements vary by insurance carrier, state regulations, and individual circumstances.

Coverage descriptions provided on this website are summaries only and are subject to the terms, conditions, exclusions, and limitations of the applicable insurance policy.

No Guarantee of Coverage

Submitting a contact form or requesting information does not guarantee eligibility, coverage, approval, or enrollment in any insurance plan.

Final eligibility and enrollment decisions are determined by the insurance carrier.

Online Enrollment

Certain products may include links to third-party insurance carrier websites for online enrollment.

When you leave our website, you are subject to the policies and terms of the insurance carrier’s website.

Neikoles Agency is not responsible for the operation or content of third-party websites.

Accuracy of Information

We strive to keep all information current and accurate.

However, insurance plans, premiums, provider networks, benefits, and regulations may change without notice.

Please contact us directly to verify current plan availability and eligibility.

Intellectual Property

All website content, including text, graphics, logos, images, and design elements, is the property of Neikoles Agency unless otherwise stated.

Content may not be copied, reproduced, or distributed without prior written permission.

Limitation of Liability

Neikoles Agency shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance upon its content.

Users are encouraged to consult directly with a licensed insurance professional regarding their individual insurance needs.

Newsletter

By subscribing to our newsletter, you agree to receive educational updates, insurance news, and other communications.

You may unsubscribe at any time using the unsubscribe link included in our emails.

User Conduct

You agree not to:

• Submit false or misleading information
• Attempt unauthorized access to the website
• Upload malicious software or harmful content
• Use the website for unlawful purposes

Third-Party Links

Our website may contain links to insurance carriers and other external websites.

These links are provided solely for your convenience.

Neikoles Agency does not control or endorse the content, security, or privacy practices of third-party websites.

Changes to These Terms

We reserve the right to update these Terms & Conditions at any time.

Continued use of the website constitutes acceptance of any revised terms.

Contact Information

If you have questions about these Terms & Conditions, please contact us.

Phone: 877-393-5225

Email: NeikolesAgency@gmail.com